Use your bank statements and bills to make sure you haven’t forgotten anything but it is easy if you have made a mistake to adjust later.Īfter you have your list completed, sit down with your calendar whether it is a paper calendar or on your phone or computer and plug in all of your information. For example, if your utility bill runs around $174, budget for $180. Tracking your expenses gives you power over your finances.įor expenses with varying amounts, always round up. Without this knowledge, you are bound to end up in a bind. If you follow this blog, you know I get on my soapbox about the importance of knowing what monies you have going out. This will make it easy to plug this information into your calendar. Write down all of your monthly expenses with due dates. Let’s make a list! You know making lists is my thing and keeps my life straight.
MONTHLY BUDGET CALENDAR HOW TO
Have too many bills come out at the beginning of the month? Call your lenders and ask to change your due date because you can really do that…seriously! How To Make a Monthly Budget Calendar Just think of the money you will save in late fees by using this simple budgeting method.Ī personal budget calendar also allows you to see where you’re “bill heavy” and possibly make adjustments. It reminds you to make payments on time and plan for life’s events. Having everything in front of you will help you successfully plan your month.Ī monthly budget calendar lets you know when and what your money is needed for. Then in addition to your regular budgeted items, you will add all of your life events, birthdays, weddings, getaways, to avoid that last minute, “Oh $#!*, I forgot” moment.Ĭreating a visual with all of your income, expenses, goals, and events can help you easily manage your finances in a way you have never experienced before.
EVERYTHING…every due date, payment, income, and saving deposits are plugged into your calendar to give you a visual of what’s coming in and going out. What Is a Budget Calendar?Ī budget calendar is basically a calendar that has the sole purpose to keep track of your finances. Having a monthly budget calendar will become the most important tool when planning your budget from your paychecks. If it’s an event that will cost you money, you should have it factored into your monthly finances. But can you remember that you have a wedding on the 22nd and Jane’s birthday is on the 14th? Do you also add in your monthly girl get together?Īll of these expenses are part of your monthly budget. When you’re thinking of your monthly budget, I’m sure you can rattle off your due dates for your mortgage/rent, car payment, and insurance.
It’s easy for us to remember our bills but are you tracking EVERYTHING for the month?
MONTHLY BUDGET CALENDAR FULL
If you want to read the boring stuff, my full disclosure can be found here.) What does that mean to you? Well, if you click on a product and make a purchase, I may receive some compensation at NO charge to you. Your monthly budget calendar will become an important step when you’re taking control of your finances. Are you like me? Since we’re chained to our calendar, let’s add a new calendar to really organize our lives. No-code required.I live by my calendar on my phone that is linked to my computer and I have a paper copy with the really important, “can’t miss” dates.
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